For the most part, the list of carriers an aggregator will provide will look the same on the surface. Where you really need to focus as an agent looking to open an independent agency is on the 3 areas:
-What carriers in YOUR market are competitive
-HOW is your list of carriers determined?
-Are you getting Direct Appointments or are you a "glorified" producer on paper?
At Career Insurance Agents, we have access to over 200+ carriers and add on average 18 carriers per a year. We listen to our agents wants and needs. When there's a carrier our agents want, we go after them so that we are always keeping our agents out in front of their competition.